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Hi Deannie,

I truly do emphathize with your situation.  It sounds very difficult.  I never heard of someone loosing there disability because they got married.  Perhaps an attorney would be your best best.  You can usually call one for free and ask if they handle that type of case but be sure to ask for a specialist in that field. I don't think they charge anything up front and usually don't charge much if they win your case.  Your husband will probaly have to be willing to take any job he can if he doesn't qualify for unemployment. Since you have a daughter,you would likely qualify for welfare, foodstamps and medical. Good luck and I hope your situation improves. 

Hi  Deannie,

Do you know what Indian tribe you belong to?  If you know that, the next place to get information from is from your parents or grandparents.  Don't exclude Aunts, Uncles, or Siblings. They will probably have some kind of tribal recognition.  Another place to look for proof is school records, reservations and birth certificates and sometimes hospitals. It is the BIA or Bureau of Indian Affairs that you will go to establish and document your Native Blood and apply for your CDIB card once you have the required proof or doumentation showing your native blood and percent of native blood.  Some tribes require you be 1/4 or 1/2 Indian to qualify and some simply require you "belong" to the tribe even if the amount you have is insignificant.

Here is an online article I found that has good information on what to do.  https://aaanativearts.com/printout1408.html

Hope that helps.

Dear Marijona,

If I were you, I would simply ask for a donation of $1.00 per person.  Everyone can afford to send a dollar.  If you set up a paypal account, they wouldn't even have to pay postage.  Perhaps offer something in return.  Make it fun.  Make a chart and a picture of how the donations are helping you with your college. 

Everyone has skills and talent.  What do you plan to learn at the University?  What kind of degree are you going for?

Best regards,

WM

You have to prove Indian blood.  Kids' parents are usually enrolled in federally recognized tribe.  Usually the family is enrolled with the tribe.  You need to know which tribe.  The other thing is to know what percent of Indian blood is needed to be recognized by the tribe.  Every tribe is different.  When you know all these things and can prove them then you have to apply for a BIA Card or certificate with the government for it to be official and provide proof.  There is no "blood test' to prove this.  It usually goes back to the Grandparents and knowing who married who and what name and what percent of Native Blood is passed down.  If the Grandparents or Parents lived on a reservation that can be helpful.  There will be school or other records.  Hope that helps.  Good luck!

So true.  I saw the prices of homes go up so far in Seattle it was ridiculous.  I would shake my head and say "What are they thinking"?  Not everyone is Bill Gates.  Then I saw a trend develop.  People buying and living in overpriced real estate who had to pay for a gallon of gas with quarters dimes and nickels because frankly after they paid there mortgage, they really could not afford to live.  To top it off, they probably had to go to the food bank to eat after they paid there whopping utility bills and property tax.  This scenario was destined to fail. 

The only way you can survive any of these things:  Over price real estate, high gas prices, high utility bills and high property tax is to learn to do without.  Economize, be thrifty. Figure out how many things you can do without and how many things you can get creative with to be able to afford. The other thing is to be flexible about everything. Remember, you are trying to survive.  You won't have any money to invest in anything or be able to afford to live until you learn to live without some things.  

I agree.  Good advice. :)

Thank you!  It's very nice to meet you. :)

I see a lot of the same type of posts in here ...  Lost job, illness, ect., and many people looking for grants, loans or debt consolidation to help them out of those situations.  If you don't have a good business plan and an Idea for a business I don't think they will be giving a grant based on a person's difficult situation.  So many people are in those situations.  They have other programs to help you with that.  Life, unfortunately is very very difficult.   Even when you think you have it all worked out and things are going great it only takes one thing to pull the rug out from you.

For example, most people believe they can buy a home in there lifetime, pay off the mortgage and live like a king or queen till they die travelling around the world and so on.

Here is the reality check.  It's a game of chance and here are the odds.  Ask yourself these questions before you ever buy a home.

1.  Am I guaranteed to have a good paying job the rest of my life that will guarantee me income to make the house payments and can I afford the payments?  The answer is:  

2.  If I buy the house with another person and they are my spouse am I guaranteed they and I will be together for the duration and neither one of us will back out of the deal and if we are married do I have a guarantee that we will never divorce?  The answer is:  

3.  Is it guarenteed that I will never get sick, never get cancer or a life threatning illness, never have a catastrophic accident or injury that prevents me working and paying the mortgage.  Is it guaranteed that if I hava significant other that the same apply's to them.  If we have children together is it guaranteed they always will never get a major illness or accident. The answer is: 

4.  Once the house is paid off, will I be able to afford the taxes and utility's on a retirement or SSI income?  The answer is:  

I think the real question one should ask themselves is why the odds are so bad and what is in it for the person who has the upper hand if you fail against these odds?  Who gets the home if you don't make the payments, if you get sick or in an accident or loose your good paying job?

The answer is this system of home ownership was never truly designed to be permanent.  People rarely keep a home till the day they die.  Homes and land have been recycled ever since they came in to existence so if you are looking for security in home ownership there is none in reality.  It is a temporary phase of our existence. 

Knowing this and seeing the devastating effects of the housing bubble I think it is wiser to look at home ownership in an entirely different aspect.  For example;  What can a home do for me other then provide security?  Can you share it with other people and create affordable housing for everyone?  Can you use it as a business or boarding home or nursing home or shelter of some sort?  A grant could help you do that.  So, before you loose your home to the bank or lending institution or whomever will get it if you don't make your payments think outside the box about things and ways you can use your home as a tool to help others and this will help you.

I really hate talking about myself.  I'd really like to use the space to talk about Ideas.